WEB SITE PRIVACY STATEMENT

OVERVIEW

This Web Site Privacy Statement applies to information received and data collected by Berkley Technology Underwriters (the “Company”, “we”) through this Web Site. We want you to understand how and why we collect, use and disclose the information about you obtained from this Web Site.

[If you are a customer of the Company, you may have received a privacy statement (the “Berkley Technology Underwriters Privacy Statement”) that describes the Company’s practices and procedures regarding compliance with applicable privacy laws and/or regulations such as the federal Gramm-Leach-Bliley Act (GLBA). All information collected from this Web Site and our companies in general that is subject to the applicable privacy laws and regulations will be handled according to the Berkley Technology Underwriters Privacy Statement.]

This Web Site Privacy Statement supplements the Berkley Technology Underwriters Privacy Statement by providing you with information concerning the Company’s practices and procedures as they relate specifically to information we collect at this Web Site.

WHAT INFORMATION DO WE COLLECT?

Through this Web Site, we may collect two types of information: Non-personal information and personal information.

NON-PERSONAL INFORMATION

Non-personal information is information that does not identify an individual personally and cannot readily be associated with a particular individual.

Certain identifying information is automatically collected when you visit the Web Site. We may collect identifying information that allows us to track the number of visitors we receive and the way they navigate through the Web Site. The types of identifying information collected include the date and time you accessed the Web Site, the page or pages you visited and images you accessed, the web site you arrived to the Web Site from and the web site that you depart to as well as the IP address, operating system and browser version and type of the computer being used to access the Web Site. We may share this aggregated information with our affiliates and/or third parties. We reserve the right to use non-personal information in order to investigate unlawful conduct and/or breaches of this Web Site Privacy Statement and the Web Site’s Terms of Use.

PERSONAL INFORMATION

Personal information is information that identifies an individual personally or can be readily associated with a particular individual.

We do not collect any personal information about you at this Web Site unless you choose to provide it to us voluntarily. Personal information might include your phone number, name, age, address, Social Security number or email address. If you encounter a screen or page that requests information you do not want to share with us, do not enter the information and do not proceed with that screen or page.

If you do provide us with personal information, we will only use it for the purposes described where it is collected, and we will not sell, license, transmit or disclose this information outside of the Berkley Group (as defined in the Web Site’s Terms of Use) unless (1) you expressly authorize us to do so, (2) it is necessary to allow our contractors or agents to provide services for us, (3) it is used in order to provide our products or services to you, (4) it is disclosed to entities that perform marketing services on our behalf or to other entities with whom we have joint marketing agreements, (5) in connection with a merger, consolidation, acquisition, divestiture or other corporate restructuring, or (6) otherwise as we are required or permitted by law.

We may also release information collected through the Web Site in certain cases in order to comply with requests from law enforcement or government agencies, to enforce the Terms of Use or other agreements, and to protect customers and others. We may do so when we believe in good faith that disclosing this information is otherwise necessary or advisable, including, for instance, to identify, contact, or bring legal action against someone who may be causing injury to or interfering with the rights or property of the Company, another user or anyone else that could be harmed by such activities.

CONFIDENTIALITY AND SECURITY

While we strive to protect personal information collected through the Web Site, we cannot guarantee the security of any information you disclose through the Web Site, and you do so at your own risk. No transmission of information over the Internet can be guaranteed to be totally secure, and we cannot ensure or warrant the security of any such transmission to the Web Site.

We restrict access to personal information collected about you at the Web Site to our employees, our affiliates’ employees, or others who need to know that information to provide services to you or in the course of conducting our normal business operations. We maintain appropriate physical, electronic, and procedural safeguards to protect your personal information and guard against its unauthorized access.

When you access this Web Site using a User ID and Password, we may use the personal information associated with such User ID and Password to identify you as a user and track such user’s activities on this Web Site.

Personal information you provide through this Web Site may be combined with other personal information we collect, or receive, about you using other methods, and such combined personal information may be used as described in this Web Site Privacy Statement.

YOUR RIGHT TO VERIFY THE ACCURACY OF INFORMATION WE COLLECT

Keeping information accurate and up to date is important to us. You may see and correct your personal information that we have collected through the Web Site except for information relating to a claim or a criminal or civil proceeding. Contact us at the address provided below if you wish to verify this personal information.

USE OF “COOKIES” OR OTHER DATA COLLECTION TOOLS

A “cookie” is a piece of data which a web server may place on your computer when you visit a web site. Cookies are commonly used by web sites to improve the user experience and have not been known to transmit computer viruses or otherwise harm your computer. Many cookies last only through a single web site session, or visit. Others may have an expiration date, or may remain on your computer until you delete them.

We may use cookies on this Web Site for a number of purposes – for example, to maintain continuity during a user session, to gather data about the usage of our web site for research and other purposes, to store your preferences for certain kinds of information and marketing offers, or to store a user name or encrypted identification number so that you do not have to provide this information every time you return to our web site.

Our cookies will track only your activity relating to your online activity on this Web Site. Our cookies do not gather personal information.

You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. However, if you choose to reject cookies, you may not be able to use certain of our Web Site’s features.

We may use other companies to set cookies on this Web Site in order to gather cookie information for us. In some cases we may also use another company to operate web servers for this Web Site. We use the cookie information gathered by these companies in the same manner as stated above.

In addition to the information we collect from cookies, we also obtain information which you provide to us online – for example, when you use our tools and calculators or when you otherwise communicate with us through the Web Site. In some cases, we retain both the cookie information and/or the information you provide to us online – for example, to complete a transaction you requested or to keep historical records of your past transactions. In other cases – for example, when you use our tools and calculators – we only retain the cookie and/or online information you give us if you request us to do so for your use in subsequent sessions.

LIMITATIONS

This Web Site Privacy Statement applies only to information collected through this Web Site. It does not apply to any information you provide to the websites we advertise on nor does it apply to information we collect through other communications with you, including email communications, telephonic communications or non-electronic written communications. This Web Privacy Statement is not a comprehensive statement of all measures the Company may take across jurisdictions with respect to information obtained from this Web Site.

LINKS TO OTHER SITES

For your convenience we may provide links to other web sites and web pages that we do not control. We cannot be responsible for the privacy practices of any web sites or pages not under our control and we do not endorse any of these web sites or pages, the services or products described or offered on such sites or pages, or any of the content contained on those sites or pages.

CHANGES TO OUR WEB SITE PRIVACY STATEMENT

We may change this Web Site Privacy Statement at any time from time to time without notice to you. The date the most recent version of this Web Site Privacy Statement was posted to this Web Site is located at the bottom of this Web Site Privacy Statement.

CONTACTING US

If you have any questions about this Web Site Privacy Statement or would like to learn more about how we protect privacy, please write to us at Berkley Technology Underwriters, 222 South 9th St, Suite 2550, Minneapolis, MN 54402.

Last Updated: July 22, 2013

[Berkley Technology Underwriters PRIVACY STATEMENT

Below is the Berkley Technology Underwriters Privacy Statement in accordance with applicable privacy laws and/or regulations such as Title V of the federal Gramm-Leach-Bliley Act that is sent to all customers who purchase an insurance product that is used primarily for personal, family or household purposes.

PRIVACY

Berkley Technology Underwriters strongly believes in maintaining the privacy of information we collect about individuals. We want you to understand how and why we use and disclose the collected information. The following provides details of our practices and procedures for protecting the security of nonpublic personal information that we have collected about individuals.

INFORMATION WE COLLECT

The information we collect will vary depending on the type of product or service individuals seek or purchase, and may include:

Information we receive from individuals, such as their name, address, age, phone number, social security number, assets, income, or beneficiaries;
Information about individuals’ transactions with us, with our affiliates, or with others, such as policy coverage, premium, payment history, motor vehicle records; and
Information we receive from a consumer reporting agency, such as a credit history.
INFORMATION WE DISCLOSE

We do not disclose any personal information to anyone except as is necessary in order to provide our products or services to a person, or otherwise as we are required or permitted by law.

We may disclose any of the information that we collect to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

THE RIGHT TO VERIFY THE ACCURACY OF INFORMATION WE COLLECT

Keeping information accurate and up to date is important to us. Individuals may see and correct their personal information that we collect except for information relating to a claim or a criminal or civil proceeding.

CONFIDENTIALITY AND SECURITY

We restrict access to personal information to our employees, our affiliates’ employees, or others who need to know that information to service the account or in the course of conducting our normal business operations. We maintain physical, electronic, and procedural safeguards to protect personal information.

CONTACTING US

If you have any questions about this privacy statement or would like to learn more about how we protect privacy, please write to us at Berkley Technology Underwriters, 222 South 9th St, Suite 2550, Minneapolis, MN 54402. Please include the policy number on any correspondence with us.]